St. Joseph Mercy Hospital Pontiac Federal Credit Union




We offer low-cost financing for any worthwhile purpose.  Contact our Loan Department for more information on these or any other loan programs that may interest you:


  • Revolving Credit
  • New & Used Auto and RV Loans
  • Share-Secured Loans
  • Vacation Loans
  • Plus Much More!

Our Loan Rates are very competitive - click here to view our Rates.



Experience the convenience of low-cost credit with a credit union VISA Card.  Take a look at this impressive list of features:

  • Low, Competitive Rate
  • No Annual Fee
  • 25-Day Grace Period on Purchases
  • Worldwide Acceptance
  • Cash Advance Capabilities

Click here to print an application and apply today!



Whether you are saving for retirement, saving for a child's  education or just saving for a rainy day, we have a savings program that can work for you.

  • Regular Share Account
  • Club Accounts
  • Individual Retirement Accounts (IRA's)
  • Share Certificates (CD's)

Click here to view our rates!



As a credit union member, you can take advantage of our value-packed Checking Accounts.  Experience the convenience of full-service checking without the excessive fees charged by many other financial institutions.

  • No Per Check Charges
  • No Minimum Balance Requirements
  • Competitive Dividends Paid Quarterly on Account Balance
  • Monthly Statements
  • Overdraft Protection Available
  • Reorder Your Checks Online
  • Online Access